I was recently viewing a post from one of the boating groups I follow on Facebook. The video accompanying the post showed a boat, with a hole in the side of it, being towed to shore. The story, according to the person posting, was that a Jet Ski collided...
Tough to Insure Homes- Polybutylene Plumbing
Over the years homeowners and Realtors alike call me with questions about insuring homes with existing polybutylene plumbing. Polybutylene is a plastic, gray in color semi-flexible pipe commonly used in the 1980’s through the early 1990’s. It was a great solution as a replacement for copper pipes because it...
Home Repair and the Assignment of Benefits Contract
There is a knock at your door and the person there introduces themselves as a roofer. They tell you their company is doing some work in your neighborhood. The roofer says they would be happy to conduct a free roof inspection on your home and you happily agree. After...
Auto Insurance and the Rental Car
You are on vacation and excited about all of the places you intend to visit. You’ve reserved a rental car, a fancy one because you want to look great while touring the scenes. As you are in the process of checking out, the associate for the rental car company...
Home Insurance: The Dwelling Value
Often times I have conversations with clients about their home insurance policy. Typically the discussions focus on the amount of coverage for their home and how that amount of coverage is determined. Many people believe the coverage limit should be equal to their loan amount. Others think it should...
The Personal Auto Insurance Policy: Part 3- Uninsured Motorist Coverage
Uninsured Motorist Coverage (UM) is an optional coverage offered as a part of the Florida Personal Auto Policy. While Personal Injury Protection (PIP) and Liability are statutorily required, Uninsured Motorist Coverage (UM) may be rejected or excluded from the policy. But why would someone choose to exclude Uninsured Motorist...
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